Health-insurance rates in the US change daily.
If you have had the same health insurance rate of the past 120 days, then it's very likely that your rate is changed and you could be paying a cheaper price for the same coverage that you have now.
Insurance companies change their rates 2 to 3 times per month but those who are already customers are not contacted about new and cheaper coverage.
Our recession has caused intense competition in the health insurance field and this can work to a consumer's advantage.
However, trying to get a cheaper price can take half a day, at least when you're trying to find a cheaper rate.
Major insurance companies have made this process incredibly difficult to get just a simple quote, and it is so drawn out that you literally have to schedule out half a day in order to find a cheaper rate.
Private corporations have emerged on the Internet that will allow anyone who has health insurance to find the cheapest rate available without having to speak to a sales agent for free.
The searches take less than 15 to 20 seconds to get all of them rates from major health insurance corporations.
Every consumer who has health insurance should take advantage of this free search and find out exactly how much they can save from their present company or a competing one.
There is no reason to pay a higher rate when the same coverage can be bought cheaper.
It is time for the average consumer to take advantage of the recession and enjoy the competition between insurance companies to keep money in their pocket.