Health & Medical Health & Medical Insurance

How to Get Health Insurance to Pay for Severe Dental Issues

    • 1). Invest in a health insurance plan that includes dental insurance or dental coverage. Some health insurance companies offer dental services in the health insurance package. Spending a few extra dollars a month can make it easy for your health insurance to cover the dental problems.

    • 2). Go to the dentist and determine the problem. Health insurance will not cover dental problems without knowing what the problem is and the potential costs. The dentist needs to show that there is a definite need for immediate care.

    • 3). Ask the dentist to call the health insurance company and show a medical risk as a result of not getting the work done. Health insurance does not cover regular dental problems, such as braces or cavity fillings, but it will sometimes cover dental work for preventing health problems that harm the rest of the body.

    • 4). Call the insurance company personally and talk to a representative. Explain the situation and the potential medical risks associated with the severe dental problem. Explain why the money is needed and ask if the insurance company will cover the dental care for preventative health care.

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