- 1). Ask friends or co-workers for the name of a health insurance agent that they have used in the past. A referral means that you are using someone that has a history of doing a good job.
- 2). Look for an independent health insurance agent. If you choose an agent that works for a specific company, he will be able to offer a limited number of policies. An independent agent looks at several different companies and offers a wider range of insurance policies.
- 3). Interview the agent. He should be able to explain what the policies cover, and ask specific questions about what type of coverage you need and what you can afford.
- 4). Choose an agent who takes the time to answer your questions and who has been in business for at least a few years. The experience means he will likely continue working as an agent and can help you with future health insurance policies.
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