Law & Legal & Attorney Wills & trusts

How to Fund a Revocable Trust With a Bank Account

    • 1). Take your revocable trust agreement to the bank where your current bank account account is located. Bring a government issued identification card and at least one other form of ID.

    • 2). Provide a bank representative with the original copy of the revocable trust agreement for her review. The bank rep needs to make a copy of the trust agreement for the institution's records.

    • 3). Obtain from the bank the standard forms used to transfer an existing account from ownership by an individual to ownership by a trust when the account owner is the grantor.

    • 4). Change the name of the account to match that of the revocable trust. For example, the "Jane Doe individual bank account" becomes the "Jane Doe revocable trust bank account; John Doe, trustee."

    • 5). Confirm that the bank representative appropriately changes the mailing address on the account. Statements and other information from the bank need to be sent to the trustee.

    • 6). Open a bank account in the name of the trust if there is no existing account in the grantor's name. All other elements of creating a new account track with how an existing account is handled and transferred to a revocable trust.

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