Those that suggested against acquiring gold and silver a year ago, now say that it may have been a fine idea after all however that it's too late now. Don't take notice to them. If you are organising for your retirement, if you're a young family nervous about the future of your children, if you are one of the millions of Americans who work hard and worry about the future-take a bit money and invest it in gold or silver as soon as you can.

The value of gold and silver will keep on rising, though with minor momentary fluctuations. You can watch the value and choose your good moment but bear in mind that in the long run it will make a tiny difference if you pay a handful of dollars more or less. As the value continues to double, then triple and so forth, the few dollars that you lose now will seem minuscule. When you invest in gold or silver keep in mind that you are doing so to place cash away for your future in an unsure economy. I think that investing at the moment will take a load off your shoulders which is worth every penny.

As long as you buy gold and silver in the form of pure 1 oz. coins, it isn't a problem if you acquire the South African Krugerrand, the Canadian Maple, the American Eagle, the Austrian Philharmonic, etc. These only matter when you horde coins for their inherent (collector) value. Because you are investing in gold and silver for their monetary value, purchase the coin that's evaluated best per ounce for that day. If you acquire uncirculated coins, these will normally be more expensive than circulated ones, which may provide you a better price per ounce.

You can buy gold and silver coins on the internet or in person at state minting facilities. APMEX is the ideal online exchange for purchasing and exchanging gold and silver investment coins. They even take credit cards. is one more excellent metal exchange.

No company is going to sell you gold or silver investments under the price of gold or silver on the stock exchange. But you can discover deals if the exchange is providing a reduction on their "spot" charge per ounce. A excellent way to know about these is to sign up with the exchange and get on their mail list. Another method to get deals is to buy in bulk. Metal exchanges typically decrease their spot price per ounce if you buy bulk purchases of coins. This is especially valuable when you buy silver, which is far cheaper than gold coins.

After you finish the online purchase your value will stay locked for the number of days stated by the exchange. Your buy verification page will state how many days you have in which to post in a personal check or wire the funds from your bank. If the company offers a credit card payment option, that will be done automatically by the company.

The coins will be shipped to your home address with insurance to cover you in case the coins get misplaced.