Would you like to own a home, but aren't sure it's something you can manage? You wouldn't be the first - lots of people are concerned about whether or not they can afford to buy their first home.
The good news is that there are home buying assistance programs out there to help you.
Here are just a few of the possibilities.
Home Buying Assistance In Your Area State and county programs can be found almost everywhere in the United States.
Most of them are run from county or municipal offices.
While most of these programs are there to teach people, not offer funding, they can still be a big help.
They can help you find the right home for your situation.
There are also state-funded and community-funded programs that may offer tax incentives to people who buy a home in a certain area, or during a certain period of time.
These can seriously decrease the cost of owning your home for the first few years, and might be what it takes to get you the home you've been waiting for.
Help From The Federal Government One federal option is HUD, an agency designed to help people buy their own homes.
They assist people in converting their rental payments to mortgage payments, and also run the Good Neighbor Next Door program.
The Good Neighbor Next Door program is designed to get people to live in the same neighborhood they're working in where they work.
If you have a support job, like a firefighter, police, EMT or teaching position, you might qualify.
If you don't currently own a home, you may be eligible to move to the same neighborhood where you work.
There are also some federal tax incentives designed to encourage economic growth.
The program dates for these kinds of home buying assistance have also been expanded, so that more people who want to buy will have the opportunity to take advantage of them.
Take the time to find out what your choices are by inquiring at your local HUD office.
Real Estate Agencies Many real estate agencies also have programs that'll help you become a homeowner.
Some agencies have special rent to own programs or programs that require very little money down.
These can help people who wouldn't normally be able to get a home.
Just be sure to read the fine print!