Just about everyone I run into or know well knows that having good credit is very important.
With a low credit score, one couldn't even be able to buy a match on credit! For this reason it's of great importance to obtain a free credit report every once in a while and check up on your credit situation.
This is not just a matter of checking to be certain that a corporation or bank has made any errors on your official report, but to also make certain that no one that has stolen your identity and is in the process of wrecking your credit and or reputation.
When was the last time you investigated that credit report of yours? You really should be checking up on your credit frequently!.
Nowadays, you could get your report today and have someone ruining your credit starting tomorrow without your knowing about it for a long time if you don't keep close tabs on it.
Your credit and good name could be completely destroyed in a matter of weeks! What could you possibly do if a dreaded thing like that happened to you? I don't think any one person can do much about it.
You dispute the charges by writing the necessary letters to the reporting agencies, and it will be a matter of what seems like an eternity before your credit and good name is restored.
What would you do in the meantime when it comes to leasing a house or apartment, needing a car, insurance or needing something else that needs requires you have decent credit to obtain? It's very difficult to solve this kind of problem without serious complications.
There will be many countless ands seeming endless  investigations that need to be performed to be certain that you are not the party that is trying to commit the fraud..
Who wants to be a part of a nightmare like that? Not one sane person would want to go through such a nightmare! Therefore, it's very important to be able to take a look at a free credit report every few weeks, You can get a free credit report via the Internet without any trouble and yes,it won't cost anything.
I always remember to scrutinize my credit report every two weeks and print it out to keep a written record to compare it to the previous report to detect any changes.
It could mean the difference between a great, secure life and a traumatic, horrendous one! Is it worth risking the terrible possibilities of not getting and checking your credit report? We live in very difficult times and you must protect yourself as best you can.
Keeping a close watch on your credit record is of utmost importance in our society.