- During your interview, ask if the employer has an employee assistance program. An employee assistance program (EAP) is dedicated to the health and well-being of employees. Companies offer EAPs to help workers effectively balance work and life responsibilities. Benefits included in employee assistance programs include a health insurance package, life insurance, access to wellness facilities such as gyms and spas, access to day care and counseling services.
- Most employers who offer a benefits package cover a portion of the cost of services. Medical, dental and vision benefits are typically offered through preferred provider or health maintenance organizations that provide discounts for employees who are part of their network. By using providers within the network, the employer and employee receive discounts for benefit services. During your interview, inquire about what percentage you pay for benefits and what the employer will pay on your behalf.
- Inquire about when benefits begin during your interview. Depending on the organization, benefits might not start immediately. Some benefits packages do not begin until you have been employed 30, 60 or 90 days. Further, some health insurance benefits have a waiting period for new plan participants to receive coverage. If you have a personal or family situation that requires benefits to begin immediately, your decision to accept the job could be affected by the answer to this question.
- Many prospective employees inquire about 401k and other retirement plan options available through a potential employer. If you intend on remaining with the company for several years, a 401k plan can help you save for retirement while taking advantage of employer perks such as company matching.
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