The global financial crisis has its grip over the economies of the world firm and it shows no sign of letting go or loosening its hold anytime soon. The hardships seem to be just the start and maintaining the lifestyle one has gotten quite used to be like a perilous trek over some uncharted territory. Indeed, the drastic changes brought about by the dreaded phenomenon are much unwanted. But the first step of survival is learning to accept these changes, and learning to adapt.

Budgeting is probably the most vital adaptive measure that should be taken to counteract the unrelenting crisis. Budgeting is such a simple feat, yet most Americans have never done it before, primarily because before the global financial crisis plagued the world they really didnt need to budget. But now tables have turned, budgeting has become a necessity as one cant afford to waste a single penny.

People are in panic as they are running out of options to keep their money safe, as even cash in bank is under threat of being frozen. As the banking industry seems to be crumbling, banks have been granted more power over the deposits, allowing them to freeze bank accounts easier than before. If your bank account has been frozen, it means you are not allowed to withdraw or use the funds deposited in it. It is like having cash you cannot spend, or simply not having a bank account at all. Depositors are engulfed in anxiety knowing that their money isnt safe anywhere in their motherland.

The Panama laws have opened new opportunities for depositors, allowing them to kill two birds with one stone. The Panama laws state that offshore bank accounts cannot be looked into by the offshore depositors government regardless of cause or reason. And since legislation and court judgment in the depositors home country do not reach or have any effects on these offshore banks, the related offshore bank accounts are absolutely free of any risk of being frozen.

The offshore debit card shortly after its introduction to the market and financial industry has overtaken the credit card as the king of the electronic payment world. Offshore debit cards function in much the same way as international credit cards, the major difference is on from where the money used spent comes from. In the case of international credit cards, the cardholder spends money he does not own, rather, he spends money owned by the credit card provider. He is then obligated to pay the provider the said amount at a later date, with interests of course. Credit cards also charge monthly fees and high interest rates. Offshore debit cards on the other hand spend the cardholders money, and he is generally kept from going into debt as he can only spend up to the balance of his offshore bank account. There are generally neither monthly charges nor high interest rates associated with the use of offshore debit cards.

There are also top of the line offshore banks that offer offshore debit cards with offshore SIM card. The offshore SIM card can function just like a regular SIM card, and can also be used to track the balance and cash flows of your offshore bank account through your mobile phone. The SIM card therefore allows you to have a look at your offshore bank account from anywhere in the world where signal reaches your SIM card. There are also those SIM cards that charge your call costs directly on your offshore bank account.

At the cardholders choice, the debit card may be named under the holders company, the card providers company or simply a number code, thus providing utmost protection against identity theft and fraudulent use of the offshore debit card. Applying for an offshore debit card is also very quick, easy and less costly, as screening procedures are not that tight.

Some Uses of a Private Offshore Debit Card
1. Spend your offshore funds while travelling, give supplementary cards to your family or even to people you don't want your family to know about.

2. Helps prevent your movements from being tracked by Big Brother. Although we might try to use cash, it is almost impossible to check into a good hotel or rent a car without a major credit card or offshore debit card.

3. A confidential card to match your second passport, as part of an overall privacy strategy
4. Pay for an alternative internet connection, or buy services over the Internet.

Hide your money in your very own offshore bank account now and keep track of it using your offshore debit card and offshore SIM card. Get the 2-GetCash offshore debit card now that comes with a virtual private offshore bank account and a SIM card. The SIM card not only offers 400 free call minutes but also allows access to your very own voice over internet protocol account that allows international calls at very low prices.