If you're the type that can't pay your credit card bill off in full each month, you may want to look into a card with low interest rates.
Why should I look into a card with low rates? Low rates are great because instead of paying higher rates on your unpaid balances, you can pay a lower rate.
Even if the rate is 1% lower, you can save hundreds depending on your balance.
How do I find one of these cards? There are so many cards out there, it's important that you do your research first because if the card does have a low rate, it doesn't necessarily it is a great card.
You may find that with some cards out there that they will have an annual fee and that could offset the interest rate making it not even worth it.
What I tell people in the long run is that you should pay your bill off in full each month because you're not going to see interest rates being tacked onto your account.
It can be hard for some but with a lot of discipline it can definitely happen.
Even if you can't find a low APR based credit card, go out and look for balance transfer cards or great deals.
Back in the day, Discover offered a 0% for life that would stay on your account as long as you used the card at least twice a month.
These rates are hard to come by today but every once in a while they do pop up.